Clarify Who Can Sue Insurance Companies for Misleading Practices

✦ Plain-Language Summary

This law clarifies that both individuals and businesses who are harmed by dishonest or misleading statements from insurance companies have the right to sue them in court. It ensures that if an insurer makes false claims, hides important information, or provides incomplete comparisons about their policies, affected New Yorkers have a clear legal path to seek compensation. This strengthens consumer protections by removing ambiguity about who qualifies to take legal action against insurers.